Estimate take-home pay with taxes + deductions
Uses 2026 federal brackets + standard deduction (estimate).
If you’re in a no-income-tax state, keep 0%.
e.g., 401(k), health insurance (pre-tax). (Estimate)
e.g., garnishments, memberships, etc.
This free USA paycheck calculator estimates your take-home pay from hourly wages or annual salary. It supports overtime, pre-tax deductions, federal income tax estimate, Social Security & Medicare (FICA), and optional state tax percent. Use it for a quick planning estimate.
Is it exact? No—actual pay varies due to W-4, benefits, and local taxes.
Overtime? Hourly mode supports overtime at 1.5× by default.
Why state tax is simple? State rules vary, so this uses an easy percent estimate.